Employers have long recognized the importance of providing robust retirement benefits to attract and retain talent. Pension plans, with their defined benefits for employees, stand out as a reliable solution. However, managing these plans carries significant financial obligations, often fraught with market risks.  For HR professionals and benefits managers, the concept of guaranteed income solutions—bolstered...Read More

Pension risk transfer (PRT) transactions are becoming more popular as a way to offload pension liabilities and focus on core business. However, with their complexity, PRT strategies can pose significant risks if mishandled.  When looking to execute a PRT transaction, it’s essential to understand potential pitfalls and implement strategies to avoid them. Here’s a concise...Read More

Planning for retirement is one of the most important financial decisions you will make. One of the most common retirement savings structures is the Defined Contribution (DC) plan, which plays a crucial role in ensuring financial security during your post-working years.  Unlike traditional pension plans, where benefits are predetermined, DC plans place the responsibility of...Read More

For businesses managing employee pension plans, the decision to terminate a pension plan is complex and requires careful navigation. Whether you’re restructuring your business or facing financial challenges, the process involves legal, financial, and administrative considerations. This guide will outline what you need to know about pension plan termination, helping you stay compliant and protect...Read More